Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. SINCE COMMUNITY FEDERAL SAVINGS BANK IS NOT INVOLVED IN THE INVEST ACCOUNT SERVICES AND DOES NOT MONITOR DRIVEWEALTH, INCLUDING ITS FINANCIAL HEALTH AND REGULATORY COMPLIANCE, WE RECOMMEND THAT YOU PERFORM AND CONTINUE PERFORMING YOUR OWN DILIGENCE ON DRIVEWEALTH AND THE INVEST ACCOUNT SERVICES BEFORE DECIDING WHETHER TO ENGAGE AND TO CONTINUE ENGAGING IN THE INVEST ACCOUNT SERVICES. Atlanta, GA 30308 The direct deposit agreement with the employer may include additional terms and conditions outside the scope of this Cardholder Agreement, and you authorize the Secondary Cardholder to accept those additional terms and conditions, which shall govern in the event of any inconsistency between the direct deposit agreement, on the one hand, and any provision of this Cardholder Agreement, on the other. ; US Bank online banking - You'll be able to get your US Bank routing number by logging into online banking. Compare Chase with Greenlight, side-by-side. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. The Greenlight Select Plan includes all of the Greenlight Core Plan Services with the exception that it does not include any Invest Account Services (as defined below). h. Governing Law:This Arbitration Provision is governed by the Federal Arbitration Act, 9 U.S.C. 89-16 Jamaica Avenue Woodhaven, New York 11421 718.847.6333 Physical Card. Also, we will bear any fees and costs if applicable law requires us to do so. Any translation provided may not accurately represent the information in the original English. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. A Secondary Cardholders direct deposit will be attributed to the individuals Secondary Account. Youandyourmean the person or persons who have received the Card and are authorized to use the Card as provided for in this Agreement, including Secondary Cardholders unless specified otherwise. The base level plan with the lowest Monthly Fee is referred to as the Greenlight Core Plan, the mid-level plan is referred to as the Greenlight Max Plan, and the highest level plan is referred to as the Greenlight Infinity Plan. The Invest Account Services will be available under all Card Plans, other than the Greenlight Select Plan, as described under Invest Account Services below. In such event, and if you have established an Invest Account at DriveWealth, you hereby authorize Community Federal Savings Bank to instruct DriveWealth to debit such amounts from your Invest Account at DriveWealth. If you are approved to participate in the Invest Account Services, you may move funds from your Card Account held at Community Federal Savings Bank to your Invest Account (also described as Cash to Invest in the Greenlight application) held at DriveWealth (Invest Account), and, subject to compliance with Greenlight Advisors and DriveWealth requirements, from your Invest Account to your Card Account. ROUTING & TRANSIT#:121145145 FOR THE CREDIT OF: (Recipient Account Name) CREDIT ACCOUNT #: (Recipient Account Number) BY ORDER OF: (NAME OF SENDER) Legacy Boston Private Consumer and Commercial Clients. A BIC or SWIFT code (also known as SWIFT BIC or SWIFT ID) is there to determine who the bank is (or other financial institutions) and where they are in the world. Routing numbers are sometimes referred to as an American Bankers Association routing transit number or an ABA RTN. You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction. You are not allowed to exceed the available amount in your Card Account through an individual transaction or a series of transactions. Any translation of this Agreement is provided for your convenience. If you select the Greenlight Max Plan, then you will have access to the Greenlight Max Services. There may be a fee for replacing your Card (please see the Fee Schedule table for details). Your account number is the second set of numbers (labeled "2" in the image above). Our contacts with you about your Card Account are not unsolicited. Further, the Greenlight + Invest Plan can be amended or cancelled by us at any time. The Greenlight Core Plan includes all of the Greenlight Core Plan Services, which are described in the Greenlight Terms of Serviceavailable in the Policy Center link of the Greenlight website at www.greenlight.com. Cardmeans the Greenlight Prepaid Mastercard issued to you by Community Federal Savings Bank, which can be a Physical Card or Virtual Card as described below. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard Ready with full focus, energy, readiness and belief. Next, enter the recipient's name, email address, and memo, phone number, and the amount to send. ADDITIONALLY, COMMUNITY FEDERAL SAVINGS BANK IS NOT RESPONSIBLE FOR ANY FUNDS UNTIL SUCH FUNDS ARE ACTUALLY RECEIVED BY US FOR THE CREDIT TO YOUR CARD ACCOUNT. Bank of America routing number. Firstly, log in and navigate to Pay Bills and People, select Pay People, and send money. Upon the expiration of the applicable hold period, any funds held for a particular transaction that are not settled will be made available to the Card Account. FOR THE AVOIDANCE OF DOUBT, THE INVEST ACCOUNT IS NOT MAINTAINED BY COMMUNITY FEDERAL SAVINGS BANK, AND ANY SECURITIES OR FUNDS IN THE INVEST ACCOUNT ARE NOT DEPOSITS OR OTHER OBLIGATIONS OF COMMUNITY FEDERAL SAVINGS BANK, ARE NOT GUARANTEED BY COMMUNITY FEDERAL SAVINGS BANK, AND ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct, and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card. There are limitations on these transactions as well as limitations on the loading and card balance. If you have a TD Bank checking account, you can also find your routing number on a check the check routing number is the first nine numbers in the lower left corner. Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. An ABA routing number has nine digits. We may monitor or record any conversation or other communication with you. Scroll down to Account Info to view your account number and routing number. The account number (11 digits) identifies your individual account. In this case Richmond. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. In the event that your Card Account is cancelled, closed, or terminated for any reason, you may request that the unused balance be returned to you, which will be processed by us either by refund to your Funding Account or via a check to the mailing address we have in our records. The Card is a prepaid card. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. Upon receipt of your Physical Card, you will be prompted to create a PIN for your corresponding Card Account within the Greenlight application or by calling 888-483-2645. DriveWealth means DriveWealth, LLC, an SEC registered broker-dealer and member of the Financial Industry Regulatory Authority, Inc. (FINRA) and Securities Investor Protection Corporation (SIPC). You are better off getting a PayPal debit card, but you need a business account or a personal account that has received at least $500 within the last 12 months. 1 Family means the Primary Account plus all Secondary Accounts. Under the Investing for Parents Lite feature, the Primary Accountholder will solely be able to invest in a select number of Exchange Traded Funds (ETFs) (initially 10) that have been chosen by Greenlight Advisors to represent different levels of risk matching the different risk tiers that are recommended by Greenlight Advisors based on the Primary Accountholders responses to initial screening questions regarding risk tolerance and investment horizon. Different banks and credit unions issue . 062000080. The ACH Authorizer authorizes Greenlight and the Issuer to continue to debit the Funding Account(s) for requested Card Account loads until this authorization is revoked, which can be performed, in many cases, by changing the applicable setting on the Greenlight application, or, in all cases, by calling 1-888-483-2645. You will bear the expense of your attorneys, experts, and witnesses if we prevail in an arbitration. If we decide that there was no error, we will send you a written explanation. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. You agree that we may contact you from time to time regarding your Card Account in any manner we choose unless the law says we cannot. We do not waive our rights by delaying or failing to exercise them at any time. For car rental transactions, the applicable hold may last up to forty-five (45) days. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds for up to ten (10) days. Each party to the dispute has an opportunity to present some evidence to the arbitrator. You must notify us to revoke permission for any person you previously authorized to use a Card. This will include entering the employer's name. Our goal is to stay positive or neutral. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. You will also need to provide personal information in order to verify your identity during the registration process. Our ATM withdrawal fees are in addition to any fees which may be imposed by (i) Greenlight; and/or (ii) the owners of ATMs or other networks for the use of their terminals. Federal Reserve Routing Symbol. Keep in mind the routing numbers are 9-digit codes and the character symbol surrounding the numbers is not part of the routing number on a check. Domestic Wire Transfer. Under the Mastercard rules, your liability for unauthorized Card transactions on your Card Account is $0.00 if you notify us within two (2) business days and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. Why am I being asked to verify my identity? The Primary Accountholder may request Secondary Accounts in connection with the Greenlight Services. Copies of the documents used in the investigation may be obtained by contacting us at the phone number or address listed at the beginning of this section. For value loads made via ACH, Greenlight (and not the Issuer) may, in its sole discretion, make funds available sooner. You will be required to provide personal information which may include your Card number, full name, transaction history, copies of accepted identification, etc. Indicating your desire to opt out of this Arbitration Provision in any manner other than as provided above is insufficient notice. We do not waive our rights by delaying or failing to execute them at any time. The Invest Account Services are marketed by Greenlight Advisors with different features depending on your Card Plan under the following names: (i) Investing for Kids; (ii) Investing for Parents, and (iii) Investing for Parents Lite. ABA numbers have been around for over 100 years, facilitating check processing. If you do not reject this Arbitration Provision, it will be effective as of the date you received this Agreement. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. The minimum amount of an initial value load by debit card and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of .css-867yhj{color:#1D252C;font-style:underline;-webkit-transition:0.2s color ease;transition:0.2s color ease;}.css-867yhj:hover{color:#035C67;}@media (min-width: 768px){.css-867yhj{color:#1D252C;}}@media (min-width: 1024px){.css-867yhj{color:#1D252C;}.css-867yhj:hover{color:#035C67;}}www.greenlight.com. You agree that we may use this phone number to contact you for any business purpose about your Card Account and you agree to be responsible for any fees or charges you incur as a result of providing this information. If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. An ABA (American Bankers Association) routing number is the first number sequence that appears on the bottom left of your paper checks. Discover quick, simple and convenient way to take command of your bank account, on your mobile phone. The Invest Account Services are not available for any Card Accounts enrolled in the Greenlight Select Plan. Primary Accountmeans the Primary Accountholders Card Account. LRC-1121. You may obtain information about the amount of money you have remaining in your Card Account by calling 888-483-2645. In the Chime app, you can access your account and routing numbers by following the steps below: Log into the Chime app on your iPhone or Android. The routing number you need to send or receive money through Green Dot Bank depends on whether your payment or transfer is domestic or international. Visit Our Woodhaven Branch. . The first number in the MICR sequence below is the . With the exception of the Greenlight Select Plan, all of the Card Plans will provide you with access to Invest Account Services if you are eligible, as described below, and satisfy all of the requirements for enrollment. The Monthly Fee is assessed on the 31st day following the Primary Account registration date, and then on the same date of each month thereafter; provided, however, that if the 31st day falls on the 29th, 30th, or 31st day of the month following the registration date, the Monthly Fee will be assessed on the 1st day of the following month and on the 1st day of each month thereafter. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. The minimum and maximum load amounts for transfers from the Invest Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. f. Prohibition Against Certain Proceedings:IF YOU OR WE ELECT TO ARBITRATE A CLAIM: (1) NEITHER YOU NOR WE MAY PARTICIPATE IN A CLASS ACTION IN COURT OR IN CLASS-WIDE ARBITRATION, EITHER AS A PLAINTIFF, DEFENDANT, OR CLASS MEMBER; (2) NEITHER YOU NOR WE MAY ACT AS A PRIVATE ATTORNEY GENERAL IN COURT OR IN AN ARBITRATION; (3) CLAIMS BROUGHT BY OR AGAINST YOU MAY NOT BE JOINED OR CONSOLIDATED WITH CLAIMS BROUGHT BY OR AGAINST ANY OTHER PERSON; AND (4) THE ARBITRATOR SHALL HAVE NO AUTHORITY TO CONDUCT A CLASS-WIDE ARBITRATION, PRIVATE ATTORNEY GENERAL ARBITRATION, OR MULTIPLE-PARTY ARBITRATION. You can access this information through the manage card screen of the Greenlight application for the applicable Secondary Account, or you can contactsupport@greenlight.comor call us at 1-888-483-2645 to obtain this information for the applicable Secondary Account. ALSO, YOUR AND OUR ABILITY TO OBTAIN INFORMATION FROM THE OTHER PARTY IS MORE LIMITED IN AN ARBITRATION THAN IN A LAWSUIT. PayPal ACH transfer routing number. If your request is reasonable and in good faith, we will pay or reimburse you for all or part of the fees charged to you by the Administrator and/or arbitrator. How to find my routing number. General:This Arbitration Provision describes when and how a Claim (as defined below) may be arbitrated. Features Options Learn Who We Are Enter mobile number Get started The money app for families. Bank of America routing number for wire transfers. However, if a Primary Accountholder initially enrolls in a higher tier Card Plan and purchases any Equities while under that Card Plan, then downgrades to the Greenlight Core Plan, the Primary Accountholder will be permitted to retain those Equities purchased prior to the downgrade, but will not be able to increase the amount of their investments in those Equities unless they are also on the curated list of ETFs available under the Investing for Parents Lite feature. Funds may be added to your Primary Account, calledvalue loading, at any time, subject to the restrictions below. All ATM transactions are treated by us as cash withdrawal transactions. In the app, kids and parents create their own logins with two different experiences. You will not receive any interest on your funds in the Card Account. Finally, the simplest way to find your Bank of America routing number is to call or visit your bank. Each time you use your Card to make a purchase or obtain cash at an ATM, you authorize us to reduce the value available in your Card Account by the amount of the transaction and any applicable fees. Email Us About Us Community. You will need to tell us: Why you believe there is an error, and the dollar amount involved; and. As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. The three-digit institution number identifies your bank. We're here to help. Wells Fargo Routing Number. The cardholder agrees to sign the back of the Card immediately upon receipt. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. Cash Reward Program A Better Way to Buy or Sell. The Primary Accountholder may load the Primary Account with proceeds that are transferred from the Invest Account by directing such transactions through the Greenlight application. You will have access to your funds immediately for an initial value load after Physical Card receipt and PIN selection; subsequent value loads will be made available in accordance with the Issuers funds availability policy. It is also referred to as an RTN, a routing transit number or an ABA routing number and can be easily be found printed on the bottom left side of your check. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. The features and functionality included in each Card Plan are subject to change at any time, and any such changes will be communicated on the Greenlight website at www.greenlight.com and will become effective whenever posted to the Greenlight website. Sign in to your bank account and go to "account information" or "account summary." The routing. You may use your Card to purchase or lease goods or services everywhere Mastercard debit cards are accepted as long as you do not exceed the value available on your Card Account. Message and data rates may apply. Find Your Routing Number on a Check You can find your routing number in the bottom left corner of a check. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? Member FDIC. OTHER RIGHTS THAT YOU OR WE WOULD HAVE IN COURT MAY ALSO NOT BE AVAILABLE IN ARBITRATION. You will be charged a fee by us for each cash withdrawal made at an ATM in the amount disclosed in the section entitled Fee Schedule and Balance/Transfer Limitations set forth below. NOTE: The CFSB App site you selected will open in a new window. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. Finding Your Routing Number International Wire Transfers The amount of money being transferred The frequency of the transfer, if it is recurring The date the money should be transferred The reason for the transfer Your bank account information, including the account number and SWIFT code Best Banks Best Savings Accounts Best Checking Accounts Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. .css-az4jm5{font-size:0.875rem;font-weight:500;line-height:1.125rem;margin-right:0.5rem;text-align:left;}@media (min-width: 768px){.css-az4jm5{font-size:0.875rem;}}@media (min-width: 1024px){.css-az4jm5{font-size:1.125rem;}}@media (min-width: 768px){.css-az4jm5{line-height:1.125rem;}}@media (min-width: 1024px){.css-az4jm5{line-height:1.5rem;}}@media (min-width: 768px){.css-az4jm5{margin-right:1.5rem;}}@media (min-width: 1024px){.css-az4jm5{margin-right:1.5rem;}}One month, on us.Sign up today for a one-month trial. . If you select the Greenlight Core Plan, then you will have access to the Greenlight Core Plan Services. 2 At the election of the Primary Accountholder, only one Card Plan and one Monthly Fee will apply for a particular month. ; Fedwire - You can look up your routing number on the . The first is the check routing number used to identify your bank. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. Here's an at-a-glance look at the Wells Fargo routing number for each state: State. If you provide this information orally, we may require that you send us your complaint or question in writing within ten (10) business days. When you receive your Physical Card, you will be required to select a PIN in the manner described under Personal Identification Number below. The arbitrator is authorized to award all remedies permitted by the substantive law that would apply if the action were pending in court (including, without limitation, punitive damages, which shall be governed by the Constitutional standards employed by the courts). Greenlight Infinity Plan Services means the Greenlight Core Plan Services, the Invest Account Services, the Greenlight Max Plan Services, and all of the additional services offered to Greenlight Infinity Plan cardholders as described in the Greenlight Terms of Service, which is available in the Policy Center on the Greenlight website at www.greenlight.com. Greenlight is a financial technology company, not a bank. a. On a check. The Greenlight Select Plan is available by invitation only to certain customers who receive their Card Accounts through referral partners of Greenlight, and typically in connection with incentives or promotions provided by such referral partner. This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. The Primary Accountholder (and any Authorized Approver) is encouraged to use the Greenlight application to confirm when fund loads are available. You can reach Bank of America's customer service by calling this number: 1 (800) 432-1000. Card Accountmeans the records we maintain to account for the value of claims associated with the Card. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. We leverage our personal experience and knowledge to bring clarity to your financial decisions. Routing numbers have been in use since 1910, and are managed by the American . If your Card Account is closed, your Invest Account will also be closed in accordance with the Advisory Agreement and the Greenlight Advisors Invest Terms of Service. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. Routing numbers are nine-digit numbers that identify your bank or credit union in a financial transaction. i. g. Location and Costs of Arbitration:Any arbitration hearing that you attend in person must take place at a location reasonably convenient to you, as determined by the arbitrator. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. 1 Chase Mobile app is available for select mobile devices. Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. The Greenlight + Invest Plan is no longer available to new customers, but will remain available to any customers with existing subscriptions to this Card Plan. Contact your bank to find your routing number. QSR-0122-02676. Once the final settlement amount is received, the preauthorization amount on hold will be removed. Routing number Account number. Refer a Member Win $250 or More! Dollars. READ THIS ARBITRATION PROVISION CAREFULLY. Related: The Best Canadian Banks. The format of check transit number - XXXXX - YYY The first 5 digit is called branch transit number and identifies the exact branch of the bank. We will tell you the results within three (3) business days after completing the investigation.