i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. Tap Continue. Step 4: Analyze Your Top Picks. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. You haven't explained why you need to transfer balance. December 29, 2022 - 1:47PM. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. They earn interest on it. To use, simply: top-up your card tap on at the start of your journey tap off at the end. What Happens to a Student Credit Card After Graduation? You would break even only after a year. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Only needed to log on and change auto top-up to new card. A balance transfer lets you use a credit card to pay debt on another credit card. This answer was first published on 03/01/23. Then I begrudgingly bought a new Myki card. I called customer service and was advised I needed to go in person to Flinders St station to do it. You need to be connected to the internet to top up your Mobile myki. The process begins when you submit a balance transfer application. From the pop-up options, select 'Deactivate'. The unused money remains on the card, losing value as fares increase over the years. 0000001076 00000 n On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Sorry, the Seniors Card program cannot replace lost myki cards. Why do you need to keep swapping cards? I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . What is the glossary of common credit card terms? 0000013222 00000 n When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Upon approval, your new card provider might pay your old card provider directly or send a check to you. *Rates, fees or bonuses may vary or include specific stipulations. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. I want to transfer the $19.90 to the card with $6.54 on it. Depending on your card provider, you may initiate the process online or over the phone. 0000003014 00000 n Yes. Assume that your new card charges a 3% balance transfer fee. Mobile Myki can be set to Auto Load. Whats the Difference between Business vs. Corporate Credit Cards? How long do balance transfers take with Chase? If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. Wallethub doesnt charge for this service. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. If you're still travelling after 2 hours, you'll be charged a daily fare. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. On your new phone, download Google Wallet and set it up with your same account details. This could save you money if you're moving the balance to a card with a much lower interest rate. 215 0 obj However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. 1. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Easy, and only required every three years!! To transfer Myki you need to deactivate the myki card and move to the new device. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. They contacted me, I did it online and they posted me a new card. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. My old one is registered and everything with my account but there seems to be no way to import that one in. I'm glad I don't need to catch public transport anymore. Can You Pay Your Taxes With a Credit Card? My old one is registered and everything with my account but there seems to be no way to import that one in. The system was delivered more than $500m over budget and behind schedule. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. -- Lee Huffman, credit card expert at BaldThoughts.com. Your card provider holds the right to approve or deny your request for a balance transfer. Select the card with the best balance transfer offer available to you. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. endobj If you're using an international payment card you won't be able to top up via the PTV website. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. Does a balance transfer happen automatically? I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Within the phone, go to Settings > System > About phone. To replace your myki online, you must be requesting the same fare concession type as your original myki. Annual Fee: $0. New comments cannot be posted and votes cannot be cast. 179 0 obj What kind of retarded system is this? After all, I was going to pay more money as opposed to the concession rate. 185 0 obj No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Check your phone to make sure you're connected to WiFi or mobile data. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . How long does it take to process a balance transfer from another company? If this occurs, you won't incur a duplicate fare. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. How to Add Authorized Users & Employee Cards on a Business Credit Card? Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. endobj From the Transfer Funds To drop-down, select the credit card that will received the balance. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. Here's where to find it: After logging in to your account, go to "Card Details.". endstream the PVT website says: "What to do with your myki when you leave Melbourne. You can register online, via the PTV app or call 1800 800 007 and registration is instant. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. <> Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Only Mobile myki has the ability to charge you a fare via a myki device. Do you have any links to the technical specs of the miki? You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. This is how I feel when people ask if I can fax them a form. 0000001429 00000 n If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. A quick tutorial to transfer your myki balance between google pays on different android phones. No wonder the thing cost more than a billion dollars. Auto-load is the same as auto top up. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. We are committed to being fully transparent with our readers. For example, when your myki Money balance reaches $10, you could top up with $20. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. 178 0 obj What is the best cash advance credit card? Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Refunds cannot be issued for less than $5. Then I begrudgingly bought a new Myki card. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! Your myki smartcard expires after four years. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. This resets the fare expiry and gives you more time to complete your journey. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. The unused money does not sit in an account earning interest. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. hbbf`b``30 ap You'll need your 15-digit myki number to register. A balance transfer does not happen automatically. You may also need to restart your phone after updating the app. 188 0 obj endobj Some trips take longer than two hours because of a transfer between services. You will need to provide identification to show that you are the registered myki card holder. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> @john_miller 03/01/23 This answer was first published on 03/01/23. <>stream <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . 0000006952 00000 n I've got a new Myki in my Seniors package. I know it's not possible to do it online. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). 0000003206 00000 n Can someone explain why this isn't possible? If you have Mobile myki you can set Auto Load via the Google Pay app. Initiate the balance transfer. From the "I Want To" drop down menu, find "Transfer a Balance.". But your balance can be transfer to another card at some of the PTV stations. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. To learn how to do a balance transfer, review this step-by-step process. endobj My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. 2. In my experience touching on is quicker than validating a metcard. If the card is unregistered you cannot recover the myki money. Replacements usually take up to 10 business days and include the remaining balance of the old card. There is no principle. So I had a mobile MyKi with around $6.xx balance on it. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. The costs of a balance transfer. If NFC is shown and you can turn it on or off, you have NFC. We're working to improve the messaging. New comments cannot be posted and votes cannot be cast. A balance transfer can give you the flexibility to: Pay off high-interest balances What is the best low interest credit card? Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Maintain your L-plate log book. Most issuers of balance transfer cards let you initiate the balance transfer process online. JavaScript must be enabled to use this site.We're sorry for any inconvenience. But is it possible to go to a ticket booth and have the person there do it? Done it twice now. Choose a card from the list or search by location or card name. You can use the ticket number to register your myki or if you require a refund. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. 216 0 obj
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